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  Savings & Deposits
  Interest Rates  
       
 
 
Fixed Deposit  
   
Fixed Deposit Interest Rates – W.E.F.  02nd April 2012  
 
General Fixed Deposits  
Period Monthly Annually Maturity
Months Simple AER Simple AER Simple AER
1 12.75% 13.52%     12.75% 13.52%
3 13.00% 13.80%     13.75% 14.48%
6 13.25% 14.09%     14.75% 15.29%
12 13.75% 14.65% 15.00% 15.00% 15.00% 15.00%
24 14.25% 15.22% 15.10% 15.10% 15.25% 14.24%
36 14.50% 15.50% 15.25% 15.25% 15.50% 13.57%
48 14.75% 15.79% 15.50% 15.50% 15.75% 12.99%
60 15.00% 16.08% 15.75% 15.75% 16.00% 12.47%
 
 
Fortune Fixed Deposits (Deposits of Rs. 1 Million and over) - 0.25% above the "General" FD Rate
Corporate Fixed Deposits (Deposits of Rs.10 Million and over) - 0.50% above the "General" FD Rate
Senior Citizen Fixed Deposits (Depositors who are 55 years of age or over on the date of Deposit) - 1.00 % above the "General" FD Rate
Unfixed Deposits: Deposits can be prematurely withdrawn after one month from the date of deposit without penalty – 12.75% pa for a 12 month deposit Interest Payable on maturity.
 
 
 
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