Microfinance significantly facilitates women's empowerment at the individual, intra-household, and community levels. Women's status, both in their homes and in their communities, is elevated when they are responsible for managing loans and savings. The ability to generate and control their own income can further empower them. Research shows that credit extended to women has a significant impact on their families' quality of life, especially their children.

Globally it is accepted that women are more attuned to the concept of micro entrepreneurship demonstrating a far less likelihood to default on loans than men. In view of the multiple, positive effects of female gender aimed micro finance, LOLC has enhanced its focus on the woman as a potential micro finance client. This is also in the hope that by striking a better gender balance, the microfinance business will grow with greater servicing rates, thus bring sustainability of the business model both to the financier as well as the recipient.

In keeping with the aim of meeting the United Nations Millennium Goals by 2010, LOLC is confident that its foray in gender based micro financing will assist Sri Lanka to address poverty reduction by giving women of rural households the ability to lead their families into self - sustenance.

The Group is cognizant of the need to establish market linkages across the business and value cycles of each recipient so as to further their business prospects for the future. Therefore, by integrating with each recipient’s business model, LOLC goes beyond the mere role of financier/investor to partner in aiding with better production technologies, Know-how, product packaging advice and marketing. This level of involvement and commitment LOLC believes is a necessity to drive Sri Lanka’s rural and impoverished communities to be self-sustainable, thus eradicating the poverty line.