Global Presence

List of Countries

  • icon 8 Mn

    Population
  • $509

    GDP per capita
  • 50,000 Ha

    Total land extent
  • 32MWh

    Power generation capacity
  • icon 213.4 Mn

    Population
  • $2,066

    GDP per capita
  • $7.7 Mn

    Gross loan portfolio
  • icon 18.0 Mn

    Population
  • $1,121

    GDP per Capita
  • $15.9 Mn

    Gross loan portfolio
  • 11

    No. of branches
  • icon 1.3 Mn

    Population
  • $8,812

    GDP per capita
  • 1

    No. of hotel properties
  • 100

    Room inventory
  • icon 9.4 Mn

    Population
  • $44,315

    GDP per capita
  • 16

    Ease of doing business index
  • icon 228.2 Mn

    Population
  • $1,538

    GDP per Capita
  • $27.1Mn

    Gross loan portfolio
  • 81

    No. of branches
  • icon 0.5 Mn

    Population
  • $8,995

    GDP per capita
  • 5

    No. of hotel properties
  • 1077

    Expected room inventory
  • icon 21.7 Mn

    Population
  • $3,815

    GDP per Capita
  • $0.7 Bn

    Gross loan portfolio
  • $1.8 Bn

    Total Assets
  • icon 54.4 Mn

    Population
  • $ 1,187

    GDP per Capita
  • $88.3 Mn

    Gross loan portfolio
  • 71

    No. of branches
  • icon 17.1 Mn

    Population
  • $1,591

    GDP per Capita
  • $1.2 Bn

    Gross loan portfolio
  • 81

    No. of branches
  • icon 5.5 Mn

    Population
  • $72,794

    GDP per capita
  • 2

    Ease of doing business index
  • icon 109.6 Mn

    Population
  • $ 3,549

    GDP per Capita
  • $25.5 Mn

    Gross loan portfolio
  • 25

    No. of branches
  • icon 273.0 Mn

    Population
  • $ 4,292

    GDP per Capita
  • $18.4 Mn

    Gross loan portfolio
  • 46

    No. of branches
  • icon 20.0 Mn

    Population
  • $643

    GDP per Capita
  • $0.3 Mn

    Gross loan portfolio
  • 5

    No. of branches
  • icon 55.0 Mn

    Population
  • $2,007

    GDP per Capita
  • $1.1 Mn

    Gross loan portfolio
  • 4

    No. of branches
  • icon 15.0 Mn

    Population
  • $1,737

    GDP per Capita
  • $0.7 Mn

    Gross loan portfolio
  • 6

    No. of branches
  • icon 106.0 Mn

    Population
  • $3,876

    GDP per Capita
  • $10.9 Mn

    Gross loan portfolio
  • 18

    No. of branches
  • icon 62.0 Mn

    Population
  • $1,136

    GDP per Capita
  • $1.0 Mn

    Gross loan portfolio
  • 5

    No. of branches
  • icon 9.8Mn

    Population
  • $897

    GDP per Capita
  • icon 8.4 Mn

    Population
  • $ 480

    GDP per Capita

Philosophy

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Nurturing Growth Shaping the Future

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    Triple bottom line

    Our role as a diversified conglomerate with presence in global markets, has enabled us to impact beyond our own profitability, to benefit society at large and to be in sync with our triple bottom line focus in enterprise. We continue to uplift lives globally, while realigning our business goals and strategies to improve our service standards for you.

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    Innovation and focus

    LOLC is an entrepreneurial organization with a focus on research and innovation since inception. Investment in R&D by the Group is bearing fruit with commercial manufacturing plants being established for conversion of graphite to graphene and nutrition fortification of rice.

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    Client centric

    As a diversified conglomerate we ensure to follow global best practices across all business segments. Our utmost priority is treating clients in a fair and transparent manner while assisting them to escape poverty and sustain businesses.

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    Global diversification

    Our well-diversified footprint across multiple geographies and business industries ensures we are well poised for strident growth.

At LOLC, we build lives globally

lives-globally

Nasreen Abdul Majeed

Pakistan

"We are known as the ice cream family here because homemade ice cream has been our family business for a long time. We never could supply all the orders we received.
She knew that if she failed to meet the full demand a resourceful competitor could grab the market.
With the credit and guidance she received from PakOman, Nasreen has increased the capacity, improved the product and packaging. She now services a much bigger market. She has got some sweet plans for the future."
lives-globally

Ponikem

Indonesia

"For 30 years, I had irregular work at a factory, where I was poorly paid. We now have our own business, and whatever we earn is ours. Even at this late stage in life, we are confident we have enough for our remaining days"
lives-globally

Kaov Sary.

Cambodia

"Thanks to the loans I have received from LOLC, our income from basket making and rice farming has increased. Our family's living conditions have also improved. My two daughters now attend school regularly, as I have enough money to buy their school supplies. They want to do well in their studies and get good jobs."
lives-globally

Daw Khin Thida Win

Myanmar

"Things quickly changed for the better after I became an LOLC customer. Since then I have taken three loans to expand my business. Thanks to LOLC, my business has grown manifold and I am so proud to offer employment to five others and provide for my family"
lives-globally

Nayana Senevirathne

Sri Lanka

"For generations, my family has been making traditional matrimonial costumes. I, too, mastered the craft, but I didn't have the resources to start my own business. So, I worked for daily wages, using my skills to profit someone else. With LOLC help, I started my own business and today I am happy that I can also employ youths in this area."
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We continue to uplift lives globally, while realigning our business goals and strategies to improve our service standards for you.

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We continue to uplift lives globally, while realigning our business goals and strategies to improve our service standards for you.

$ 263 Mn (PAT)

LOLC Group Company Profitability

20+ Countries

Global Footprint

$ 762 Mn

Gross Income

$ 4.7 Bn

Asset Value

Deputy Chairman’s Message

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Group Managing Director’s Message

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Deputy Chairman’s Message

The reason for my optimism is that even with some of the premature investments in the portfolio, 80% of our Profit Before Tax is derived from overseas investments, which assures our partners and shareholders that our diversified business interests will always enable the Group to achieve growth regardless of challenges in Sri Lankan operations.

Mr. Ishara Nanayakkara

Deputy Chairman

LOLC Holdings PLC

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Group Managing Director’s Message

Over the last four decades, we have grown from a stand-alone leasing company to a sprawling multi-sector business group that touches millions of lives every day. Leveraging our leadership experience multi-culturally literate talent and success assured business processes, we continue to expand across the globe, catalysing social and economic growth.

Mr. Kapila Jayawardena

Group Managing Director / CEO

LOLC Holdings PLC

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Our Awards and Recognition

We’re proud to share some recent awards we’ve earned

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CBC Excellence in Data Quality Award 2022 - LOLC (Cambodia) PLC

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SLIM-Kantar People's Financial Services Brand of the Year 2022 - LOLC

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ZAMFI Microfinance Awards - Fastest Outreach Growing MFI of the Year 2022 - Yambukai Finance Zimbabwe

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IFFSA Awards - Gold Award for Islamic Leasing Company of the Year 2021/22 - LOLC Al-Falaah

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IFFSA Awards - Silver Award for Islamic Banking Window/ Unit of the Year 2021/22 - LOLC Al-Falaah

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IFFSA Awards - Bronze Award for Islamic Finance Entity of the Year 2021/22 - LOLC Al-Falaah

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IFN Awards - Best Islamic Leasing Provider 2022 - LOLC Al-Falaah

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Most Admired Companies in Sri Lanka 2021 - LOLC

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LMD 100 Most Profitable - LOLC

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LMD Most Respected Entities 2021 - LOLC

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CIO 100 Awards 2020 - Winner - LOLC

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Future Edge 50 Awards - Winner - LOLC iPay

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Global Climate Partnership Award 2021 - LOLC (Cambodia) PLC