· Profit after tax rose sharply by 72% year-on-year to Rs. 14 Bn

· The gross lending portfolio grew by 18% to Rs. 360.2 Bn

LOLC Finance PLC, Sri Lanka’s largest and most profitable non-bank financial institution (NBFI), delivered a strong performance for the six months ended 30th September 2025, reflecting steady growth across key business lines and improved profitability amid a competitive operating environment.

LOLC Finance ended period under review with a strong Profit After Tax of Rs.14 billion, marking a 72% year-on-year growth from Rs. 8.1 billion in the corresponding period of the previous year. The strong earnings performance was underpinned by higher net interest income, effective cost management, and a significant reduction in impairment charges.

The company’s gross lending portfolio expanded to Rs. 360.2 billion, a 18% growth, while customer deposits grew by 6% to Rs. 238.6 billion, reflecting its strong brand affinity and lending momentum. Total assets rose by 8% to Rs. 466.3 billion, underscoring solid balance sheet growth and market confidence.

LOLC Finance’s exceptional half-year performance is underpinned by its strong digitalisation drive and resilient, diversified business model. The company continues to advance financial inclusion across Sri Lanka by empowering individuals and businesses through SME, Personal finance, agriculture, Islamic finance, working capital, and vehicle financing key sectors of the national economy. With a commanding share of the NBFI sector, accounting for 36.3% of industry profits, 30.3% of equity, and 20.6% of assets, LOLC Finance stands as a true financial powerhouse driving inclusive growth.

At the core of this success is its commitment to building a seamless, cashless financial ecosystem powered by automation, AI, data analytics, and secure digital platforms. From loan approvals to disbursements, collections, and deposits, the company has redefined customer engagement through convenience and accessibility. Its consecutive wins at the LankaPay Technovation Awards reaffirm LOLC Finance’s leadership in digital innovation and its vision to shape the future of Sri Lanka’s financial services landscape.

The company’s excellence has also been recognized across multiple platforms. LOLC Finance retained its position as Sri Lanka’s Most Loved Finance & Leasing Brand (LMD), ranked 1st in the Financial Services Sector and 14th overall in the Brand Finance 100 Most Valuable Brands 2025 ranking. Its Alternate Financial Services arm, LOLC Al-Falaah, secured multiple accolades at the Islamic Finance Forum of South Asia Awards 2025 (IFFSA), including the coveted title of “Islamic NBFI of the Decade.”

Further solidifying its market strength, Lanka Rating Agency upgraded LOLC Finance’s entity rating to A+ (Stable), reflecting its robust financial position and strong governance framework.

With a strong asset base, robust risk management, and a dynamic digital strategy, LOLC Finance is well-positioned to drive sustainable growth and long-term stakeholder value